Life Insurance Range of Need Calculator

To help Families minimize exposure to Financial Risk our Team at Family Group USA developed this Life Insurance Range of Need Calculator To Identify what Protection your Family Needs.

What is your relationship status?
What is your Approximate Households Income Ratio?
Do you have children?
How many Children do you have?
Are any of your children under 25?
Do you have a mortgage?
Approximately how large is your Mortgage?
Following your death does someone plan to stay in the home?
What is your employment status?
What is your Approximate Income?

Do you have anything set up for your Final Arrangements?
(Regardless if you plan to be buried or cremated).

Do you have any Life Insurance in force?
What type of coverage do you have in force? (Check all that apply).
What are the goals for this protection?

Retirement Accounts can often be used to offset the need for Life Insurance;
Do you have anything set up for retirement?

Are your Retirement Savings exposed to Market Risk?

Income protection plans ensure a family will have money available to pay monthly expenses no matter what.
Protection Plans Include: Death, Disability and Critical Illness (Cancer, Stroke and Heart Attack).

Mortgage Protection Plans can pay off an entire mortgage if either spouse passes away.

These programs can be designed to make six months to three year of mortgage payments if a spouse intends to sell the home.

Request-an-Ob.jpg